Elizabethtown Bankruptcy Attorneys
The recent financial crisis has caused many Americans to lose their jobs and fall behind on paying off their debts. At Miller & Durham, we help debtors and creditors in the Elizabethtown area and throughout Central Kentucky to regain control of their finances.
Miller & Durham · Experienced Bankruptcy Law Firm · 270-776-9578
Contact our bankruptcy firm to learn more about our bankruptcy and debt relief services in a free consultation. Whether you have fallen behind in your debts or you are a creditor in need of legal support, our attorneys will help you understand your options and pursue your financial goals.
Personal Bankruptcy for Debtors
If your finances have spun out of control, creditors are harassing you day and night or you are falling behind on your mortgage payments, bankruptcy may be a solution to your problems. At Miller & Durham, we help clients reclaim control of their debt and start rebuilding their credit through Chapter 7 and Chapter 13 bankruptcy.
Chapter 7 bankruptcy allows you to discharge your debts, such as credit card debts and medical bills, and start over with a clean slate. We can help you determine if you qualify for Chapter 7 bankruptcy, file your bankruptcy and represent you in any adversary proceedings.
In Chapter 13 bankruptcy, you can reorganize your debt and develop a payment plan to get your debts under control. In this way, you may be able to keep your home or car, put a stop to home foreclosure and begin rebuilding your credit. At the end of your payment plan, which usually lasts three to five years, all of your unpaid, unsecured debt, such as credit card payments, will be discharged. House payments and other secured loans will still need to be paid.
Both of these forms of bankruptcy can help you stop creditor harassment and frustrating phone calls about your debt. When you file for bankruptcy, creditors can no longer harass you for your unpaid debts and must work through the bankruptcy court.
Representing Creditors in Kentucky
At our firm, we represent creditors in bankruptcy and assist creditors in a variety of debt-related actions, such as:
- Collections
- Wage garnishment
- Repossessions
- Representation in adversary proceedings
Our attorneys will help you get a handle on your outstanding debts and pursue the compensation or property you are owed.
Contact Our Central Kentucky Chapter 7 Lawyers
To learn more about our legal services for debtors and creditors, contact our Central Kentucky Chapter 7 attorneys. You may also call our Elizabethtown-area offices at 270-776-9578 or toll-free at 866-986-2052 to schedule a free consultation about your debts.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
